insurers covering firefighters; rate deviation

HB 2271 allows insurers covering firefighters and fire investigators to request a special rate increase for workers' compensation claims related to cancer, provided they are not reimbursed for these claims through Arizona’s Municipal Firefighter Cancer Reimbursement Fund. Insurers must submit actuarial analysis using specific data on cancer claims, loss ratios, and medical costs to justify the increase. This rate adjustment requires a 60-day review period (longer than the standard 30 days) and must be filed with the state insurance director. The bill directly affects insurers providing workers' compensation for firefighters, targeting rising costs linked to cancer-related claims under Section 23-901.09.