insurance coverage; hearing aids; children

HB 2187 requires Arizona health plans to provide full coverage for hearing aids and related services (including fitting, ear molds, and licensed provider services) for children under 18, or under 21 if still in high school. This applies to all standard health insurance plans issued after December 31, 2026, but excludes short-term travel, accident-only, or limited benefit plans. Deductibles and coinsurance may still apply, consistent with other covered benefits. The bill directly affects children with hearing needs enrolled in Arizona health plans, ensuring access to essential hearing devices without additional out-of-pocket costs for the core coverage.