mandated health coverage; JLBC; analysis

Arizona's SB 1200 requires organizations or individuals advocating for new health coverage mandates (like requiring insurance to cover specific treatments) or cost-sharing restrictions (like limiting patient out-of-pocket costs) to submit detailed impact reports before such proposals can advance. These reports must analyze both social factors (e.g., public demand, treatment effectiveness, avoidance of care due to lack of coverage) and financial factors (e.g., cost impacts on insurers, premiums, and federal subsidies). An actuary certified by the American Academy of Actuaries must verify the financial analysis, and reports based on other states' experiences are insufficient. The bill directly affects advocates, legislators, and insurers by adding a mandatory review step before implementing new coverage requirements.