contraception; cost sharing prohibition

This bill amends Arizona Revised Statutes Section 20-826 to update requirements for health insurance subscription contracts issued in the state. It primarily affects corporations, insurance providers, and subscribers by establishing specific coverage standards and consumer protections for various medical services and situations. Key provisions mandate that contracts clearly outline covered and non-covered services, require coverage for surgical services regardless of location, and extend maternity benefits to legally adopted children born within one year of adoption. The legislation also strengthens protections for children with disabilities by preventing contract termination at the standard age limit if they remain dependent due to intellectual or physical disability, and ensures coverage for breast reconstruction and related services following mastectomies. Additionally, the bill requires insurers to provide advance notice with reasons before canceling or refusing to renew subscriber contracts, except for nonpayment of premiums.