insurance; cost sharing; breast examinations

HB 2561 prohibits Arizona health insurers from requiring patients to pay out-of-pocket costs (like deductibles or copays) for specific breast examinations starting January 1, 2026. It applies to hospital service corporations, health plans, disability insurers, and group disability policies. The law covers "diagnostic" exams (to evaluate abnormalities found during screening) and "supplemental" exams (for high-risk screening based on medical history or risk factors), including methods like mammography, MRI, and ultrasound. All exams must align with National Comprehensive Cancer Network guidelines to be covered without cost-sharing.