cancer screening; coverage; gene mutation

HB 2292 requires Arizona health insurers (including hospital service corporations, health care services organizations, and disability insurers) to cover specific cancer-related genetic services starting January 1, 2026. It mandates coverage for genetic counseling, testing, and risk assessment for individuals with a personal or family history of cancer or inherited genetic mutations, based on National Comprehensive Cancer Network guidelines. This includes testing for genes linked to breast, ovarian, prostate, and Lynch syndrome cancers, with no deductibles or cost-sharing required. The bill directly affects Arizona residents with health or disability insurance who qualify for these services due to their cancer risk profile.