Health care insurance; to eliminate cost-sharing for screening of men who are at high risk for prostate cancer

HB 40 requires Alabama health insurance plans to cover prostate cancer screening without deductibles, copayments, or other out-of-pocket costs for two groups: men over 50 and men at high risk for prostate cancer. High-risk men are defined as African American men or those with a father, brother, or son who had prostate cancer (diagnosed, developed, or died from it), or who carry certain genetic markers. The bill amends Alabama law to expand existing coverage requirements, ensuring these screenings are fully covered at no cost to patients. This directly affects insured men in Alabama who fall into these categories, removing financial barriers to early detection. The law would take effect on October 1, 2026.